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Purchase Mortgage

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Home Purchase Mortgage (HPM)

The Fin Trust Continental Bank Home Purchase Mortgage is designed to assist individuals and companies
to purchase residential properties for their own use or for investment purposes.

	Resident United States of Americaians	Non-Resident United States of Americaians (NRG)
Maximum Loan	Subject to customer’s credit profile	Subject to customer’s credit profile
Minimum Down Payment	20%	20%
Maximum Term	20 years	15 years
Process Fee	1.5% of proposed loan	USD250 /GBP150
Facility Fee	Nil	1% of proposed loan
Legal Fee (Towards registration of legal documentation)	1% of property price for stamp duty on the Title, 0.5% of loan amount for stamp duty on Mortgage Deed and $1,500.00 towards registration on the title.	1% of property price for stamp duty on the Title, 0.5% of loan amount for stamp duty on Mortgage Deed and $1,500.00 towards registration on the title.